UUPAY Fiat Express 2.0 Is Live: 30+ Local Currencies with Near-Instant Bank Settlement
We are delighted to announce that the UUPAY Fiat Express Engine has completed its full 2.0 upgrade!
This upgrade targets the long-standing pain points of cashing out crypto — high fees, slow settlement and risk-control account freezes — by connecting directly to multiple internationally licensed financial institutions and local clearing rails.
✨ Key Improvements in Fiat Express 2.0
- 🌐 30+ major and local currencies supported: including USD, EUR, GBP, HKD, SGD, JPY, THB, BRL, MXN and other major and emerging-market currencies.
- ⚡ Real-time direct settlement: integrated with SEPA Instant, Faster Payments, ACH and local real-time payment gateways — funds can arrive within minutes.
- 📉 Substantially lower fees: no hidden spreads; the blended fee rate drops from 1.5% to as low as 0.3%.
- 🛡️ Fully compliant clearing, no frozen funds: all outgoing funds pass strict AML screening by licensed banks and financial institutions, avoiding contamination from illicit sources.
📈 Fees and Settlement Speed Compared
| Feature | Off-Ramp 1.0 | Fiat Express 2.0 |
|---|---|---|
| Currencies supported | 10+ | 30+ |
| Base fee rate | 1.2% – 1.8% | 0.3% – 0.5% |
| Average settlement time | 2 – 24 hours | 1 – 15 minutes (direct rails) |
| Daily withdrawal limit | $50,000 USD | Up to $500,000 USD |
📲 How to Use Fiat Express 2.0
- Open the UUPAY App and tap “Fiat Express” or “Withdraw to Bank” on the home screen.
- Enter the amount of USDT / USDC to convert, then choose your target currency and receiving bank account.
- Review the live exchange rate and fee, then tap “Confirm Withdrawal”.
- Funds are sent to your bank account through licensed clearing channels within minutes.
If you have any questions, our 24/7 support team is always available.